If you’ve been in the room lately — at RISE, Bank Director C-Suite Summit, or other industry events — you’ve heard the same questions come up again and again:

• How real is AI in lending today?

• What’s actually working in small business lending?

• Where should institutions focus next

In this session, Baker Hill Chairman and CEO Andy Ivankovich shares what he’s been hearing — and how he’s answering. This isn’t a recap of slides. It’s a conversation grounded in real questions from real lenders — and what they signal about where the industry is heading next.