Why Some Banks Will Win in Commercial Lending in 2026 — and Others Will Fall Behind
Get exclusive access to new research from 400+ banking leaders — and see how top institutions are using data, speed, and AI to outperform the competition.
Get exclusive access to new research from 400+ banking leaders — and see how top institutions are using data, speed, and AI to outperform the competition.
Commercial lending isn’t slowing down — but the rules of competition are changing fast.
Loan yields are tightening while funding costs remain elevated — putting sustained pressure on profitability.
Borrowers expect fast, seamless, digital experiences — and will go elsewhere quickly if they don’t get them.
Insights drawn from 400+ forward-thinking banking leaders competing — and growing — in this environment.
Nearly half of institutions say they’re falling behind faster, more flexible nonbank lenders today across markets.
Based on insights from over 400 banking leaders, this report reveals the strategies separating high-performing institutions from the rest.
Where banks are seeing loan growth — and where they’re losing share.
Why most CRM and AI investments aren’t delivering — and how to fix it.
What top-performing institutions are doing to improve speed, efficiency, and deal flow.
How private credit is reshaping competition (and which segments are most at risk).
Register with your email, first name, company and job title to receive the report before its public release.
The findings from this research will be unpacked live at R/SE 2026, Baker Hill’s premier commercial lending conference, taking place May 3–5 at La Cantera Resort in San Antonio, Texas. A dedicated session on May 4 will dive into the survey results and their implications for your institution. Use discount code RISE2026 at checkout to unlock 25 percent off your registration.
Conducted by Cornerstone Advisors, the survey includes 416 respondents from banks and credit unions ($250 million–$50 billion in assets), with more than 70 % at the C‑suite level. The research represents forward‑thinking institutions and aggregates responses for confidentiality.
About Baker Hill: Baker Hill’s platform processes more than $7 billion in lending originations each month, providing the scale and security needed for modern banking.
Be among the first to access “What’s Going On in Commercial Lending?” Register today and stay ahead of the trends shaping lending in 2026.